Quick Facts
| Flooded Lead-Acid | Cheapest, proven, requires maintenance — check water monthly |
| AGM | Sealed, no outgassing, good for engine rooms — 2× the price of flooded |
| LiFePO4 Usable Capacity | 80% vs 50% for lead-acid — a 100Ah lithium equals a 160Ah AGM |
| Cycle Life | 3,000+ cycles for LiFePO4 vs 300–500 for flooded at 50% DOD |
| Bank Sizing Rule | Daily Ah consumption × 2 for 50% DOD (lead-acid); × 1.25 for lithium |
| BMS | Battery management system — required for all lithium installations |
Battery selection is the most consequential purchasing decision in a boat's electrical system. Get it right and the rest of the system — charging, distribution, monitoring — falls into place around a solid foundation. Get it wrong and you spend the next five years fighting a system that never quite keeps up with your loads, or replacing batteries every two years because you're cycling them harder than they were designed for.
The four battery chemistries available for marine use each represent a different set of trade-offs between cost, performance, weight, and complexity. None is universally correct; the right choice depends on how you use your boat, how often you cycle the bank, and what you're willing to spend and maintain.
Flooded Lead-Acid: Cheap, Proven, Demanding
Flooded lead-acid batteries are the oldest marine battery technology and still the cheapest per amp-hour. A quality 6-volt golf cart battery (Trojan T-105, 225Ah) costs $150–180; two in series give you a 12V 225Ah battery for $300–360. That price per amp-hour is unmatched by any other chemistry. Flooded batteries are also the most widely understood technology in the marine world — any boatyard or chandlery anywhere in the world knows how to handle, test, and charge them.
The trade-offs are real. Flooded batteries require maintenance: the electrolyte (dilute sulfuric acid) is consumed during the charging process, and water must be added periodically — typically monthly for batteries in active use. They vent hydrogen gas during charging, which means they cannot be installed in sealed, unventilated compartments. They are sensitive to overcharging (which boils out water and damages plates) and to chronic undercharging (which causes sulfation — a crystalline buildup on the plates that permanently reduces capacity). They are also heavy: a 100Ah flooded battery weighs approximately 30–35 kg, which is a significant weight penalty in a boat.
For a weekend sailor with access to shore power most of the time, flooded lead-acid is a sensible, economical choice. For a liveaboard who cycles the bank deeply every day, the combination of maintenance demands and limited cycle life (300–500 cycles at 50% DOD before significant capacity loss) makes other chemistries worth the price premium.
AGM: Sealed, Lower Maintenance, Engine-Room Friendly
Absorbed Glass Mat (AGM) batteries suspend the electrolyte in fiberglass mat separators rather than allowing it to pool freely. The result is a sealed battery that does not require water addition, does not vent hydrogen under normal charging conditions, and can be mounted in any orientation. These properties make AGM the default choice for many production boats: they can go in a sealed battery box, in the engine room (with appropriate temperature management), or in any accessible locker without a dedicated ventilation requirement.
AGM batteries accept charge faster than flooded batteries and tolerate deeper discharge better — down to 50% depth of discharge without significant cycle life penalty, compared to 30–40% recommended for flooded. They are more sensitive to overcharging than flooded, however: overcharging an AGM battery causes irreversible damage (the electrolyte dries out and the plates warp) and the damage is not visible from outside the case. A quality smart charger with an AGM-specific charging profile is not optional.
Price is roughly double flooded per amp-hour — a 100Ah AGM battery runs $200–300. Cycle life at 50% DOD is similar to flooded: 400–600 cycles from quality brands (Lifeline, Odyssey, Battle Born AGM) before capacity degrades to 80% of original. For a boat that plugs into shore power regularly, AGM offers a good balance of performance, convenience, and cost. For a boat living on solar and anchor, the cycle life limits and the 50% DOD restriction mean you need twice the nameplate capacity you actually use — which pushes the cost and weight closer to lithium.
Gel: Capable but Unforgiving
Gel batteries use a silica-thickened electrolyte that gives them deep-cycle capability and good vibration resistance. They perform well in partial state of charge conditions (important for solar-charged systems) and have good cycle life when treated correctly. The critical sensitivity is to overcharging: a gel battery overcharged by even a small margin develops permanent voids in the gel that cannot be reversed, destroying capacity. The charging voltage ceiling for gel (13.8–14.1V) is lower than for AGM or flooded, and a charger configured for AGM will damage gel batteries over time.
Gel batteries are less common in the North American market than AGM and have been largely displaced by lithium for applications where their cycle life advantage was the primary selling point. They remain a solid choice in specific applications — particularly in high-vibration installations where AGM would suffer — but the requirement for a precisely matched charger and the sensitivity to overcharging make them more demanding to integrate into a mixed charging system. Unless you have a specific reason to prefer gel, AGM or lithium will serve most cruising boats better.
Lithium (LiFePO4): The Real Numbers
Lithium iron phosphate (LiFePO4) is the dominant lithium chemistry for marine applications because of its thermal stability and safety record. Unlike other lithium chemistries (lithium cobalt oxide, lithium manganese oxide), LiFePO4 does not undergo thermal runaway under normal abuse conditions and is not a significant fire risk when properly installed. This safety characteristic, combined with superior performance in every meaningful metric, explains why LiFePO4 has become the default choice for serious cruisers and liveaboards willing to pay the upfront cost.
The usable capacity advantage is the headline number. A LiFePO4 battery can be discharged to 80–100% depth of discharge without meaningful cycle life impact. Lead-acid batteries of any type should not be regularly discharged below 50% DOD — doing so accelerates plate degradation and shortens service life. In practice, this means a 100Ah LiFePO4 battery delivers 80–90Ah usably, while a 100Ah AGM delivers 50Ah usably. To get 200Ah of usable capacity, you need a 250Ah LiFePO4 bank or a 400Ah AGM bank. The price gap narrows considerably when you account for the capacity you're actually buying.
Cycle life is the second major advantage: 2,000–4,000 cycles to 80% capacity is typical for quality LiFePO4 at 80% DOD. Flooded lead-acid manages 300–500 cycles at 50% DOD; AGM 400–600 cycles. For a liveaboard cycling the bank once per day, flooded lead-acid lasts 1–1.5 years; AGM lasts 1.5–2 years; LiFePO4 lasts 6–10 years. Over a 10-year ownership period, you replace lead-acid batteries four to seven times; you may replace lithium once or never. The total cost of ownership calculation favors lithium heavily for any boat that uses its electrical system seriously.
The upfront cost penalty is real: quality 100Ah LiFePO4 batteries in marine-grade form (Battle Born, Victron SmartLithium, RELiON RB series) run $800–1,200 per 100Ah, versus $200–300 per 100Ah for AGM. A 200Ah usable capacity bank costs $2,000–3,000 in lithium (250Ah bank) versus $800–1,200 in AGM (400Ah bank). Add the BMS, compatible charging equipment, and possibly an external alternator regulator, and the lithium premium is real — typically $2,000–4,000 more than an equivalent AGM system for a typical cruising boat. The question is whether that premium pays back over your expected ownership period.
BMS: The Required Safety Layer for Lithium
Every lithium installation requires a battery management system. The BMS monitors individual cell voltages within the battery (a 12V LiFePO4 battery contains four 3.2V cells in series), prevents overcharge above approximately 3.65V per cell, prevents overdischarge below approximately 2.5V per cell, provides cell balancing to keep all cells at equal state of charge, and disconnects the battery from the circuit if a fault condition exceeds safe limits.
Most quality pre-built marine LiFePO4 batteries have an integrated BMS. For a standard installation — one or two batteries, conventional boat electrical system — the integrated BMS is appropriate. For larger custom banks built from individual cells, or for sophisticated systems where the BMS must communicate with chargers and monitors, a standalone BMS (Victron Lynx BMS, Wakespeed integration) provides more capability and flexibility.
The BMS disconnect behavior is the one complication that requires planning. When the BMS detects an out-of-range condition (cells too low, temperature too high), it disconnects the battery from the circuit instantly. If the alternator is running at that moment, the sudden disconnection of the load causes a voltage spike that can destroy the alternator's diodes. The solution is a field disconnect wire from the BMS to the alternator, which signals the alternator to reduce field current before the BMS disconnects the battery. An external alternator regulator (Wakespeed WS500) that communicates with the BMS over CAN bus handles this automatically.
Sizing Your Bank: The Daily Load Calculation
Bank sizing starts with your actual daily amp-hour consumption, not with a guess or a general rule. Spend a week with a battery monitor (Victron BMV-712 or SmartShunt) tracking actual consumption. Add up the loads: refrigeration (typically 40–70Ah/day depending on ambient temperature), navigation instruments and VHF (10–15Ah/day), lighting (3–5Ah/day for LED), autopilot on passage (30–50Ah/day when engaged), phone and laptop charging (5–10Ah/day). A typical cruising boat at anchor in moderate temperatures draws 80–120Ah/day; a liveaboard with a watermaker and AC electronics can draw 150–200Ah/day.
With your daily consumption number, apply the depth-of-discharge rule for your chemistry: for lead-acid at 50% DOD, multiply daily consumption by 2. For LiFePO4 at 80% DOD, multiply by 1.25. Add 20% capacity buffer for aging and you have a minimum bank size. A boat consuming 100Ah/day needs a minimum 200Ah AGM bank (100Ah ÷ 0.5 = 200Ah nameplate) or a minimum 150Ah LiFePO4 bank (100Ah ÷ 0.8 × 1.2 = 150Ah nameplate). More is better for extended anchoring between charging opportunities.
Charging Sources and Management
A well-managed house bank has at least two independent charging sources — typically alternator and solar, with shore power charger as a third when available. The charging sources must be coordinated so they are not fighting each other: two chargers with different setpoints can cycle a battery between absorption and float repeatedly, which is inefficient and stressful for the battery.
The battery monitor is the essential management tool. A Victron BMV-712 ($120–150) tracks cumulative amp-hours in and out, state of charge, voltage, and current in real time. It shows you what each charging source is contributing and whether the bank is recovering from overnight use. Without a battery monitor, you are guessing; with one, you have the information to catch problems early — a battery that is not recovering to full charge may have degraded cells, a failing charging source, or a parasitic draw you have not identified.
The automatic charging relay (ACR) is the tool that keeps your house bank and start battery properly separated while still allowing both to receive charge when the alternator runs. When the alternator comes online, the ACR senses the rising voltage and connects the two banks for combined charging. When the engine stops, the ACR disconnects them, protecting the start battery from house loads. Blue Sea Systems' ML-ACR and Victron's Cyrix-CT are both reliable, well-documented units that cover the majority of installations.
Related Guides
12V DC Systems and Wiring → | Solar and Wind Charging → | Shore Power and Inverters →
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Frequently Asked Questions
What is the practical difference in usable capacity between lead-acid and LiFePO4 marine batteries? Lead-acid batteries — flooded, AGM, and gel — should not be discharged below 50% state of charge without significantly accelerating degradation, so a 200Ah lead-acid bank provides only 100Ah of usable capacity. LiFePO4 batteries tolerate 80% depth of discharge routinely, so the same 200Ah nominal bank provides 160Ah usable — 60% more energy from the same rated capacity. This difference means a LiFePO4 bank can be substantially smaller than a lead-acid replacement while delivering the same daily usable energy.
How should a marine house battery bank be sized for a cruising liveaboard? The sizing formula is daily Ah consumption multiplied by two for lead-acid (to stay within the 50% DOD limit) or multiplied by 1.25 for LiFePO4, with a 20% buffer added on top of either result. A boat consuming 100Ah per day requires a 240Ah lead-acid bank or a 150Ah LiFePO4 bank as a minimum. Most experienced cruisers add margin beyond the minimum calculation — a 400Ah LiFePO4 bank is a common real-world choice for a 100Ah/day liveaboard.
Why does a BMS disconnect create a voltage spike risk and how is it solved? When a LiFePO4 BMS disconnects the battery under charge — triggered by high voltage, high temperature, or cell imbalance — the alternator suddenly loses its load and the unloaded voltage spike can damage or destroy the alternator's diodes and regulator. The solution is a field disconnect wire from the BMS to the alternator's field terminal, cutting alternator output before the BMS disconnects the battery. Smart alternator regulators such as the Wakespeed WS500 integrate BMS communication directly and manage the shutdown sequence without spikes.
What are the cycle life differences between flooded lead-acid, AGM, and LiFePO4 marine batteries? Flooded lead-acid delivers 300–500 cycles at 50% depth of discharge before significant capacity loss; AGM performs similarly at 400–600 cycles at 50% DOD but is more sensitive to overcharging, which irreversibly damages the absorbed glass mat. LiFePO4 delivers 2,000–4,000 cycles at 80% DOD — roughly six to ten times the cycle life of lead-acid equivalents. For a solar-dependent liveaboard cycling the battery bank daily, LiFePO4's longer cycle life typically makes it cost-effective within three to four years despite the higher purchase price.
How should the start battery and house bank be kept separated on a sailboat? A dedicated start battery must be kept separate from the house bank so that a discharged house bank cannot strand the engine — the start battery's only job is engine cranking, which requires high cold cranking amps for a few seconds rather than sustained capacity. An Automatic Combining Relay (ACR) such as the Blue Sea ML-ACR or Victron Cyrix-CT connects the banks when the alternator is charging both, and automatically isolates them when charging stops, preventing the house loads from ever draining the start battery. Manual paralleling switches provide a backup in the event the ACR fails.
Why is gel battery chemistry described as unforgiving for cruising boats? Gel batteries require a very specific charging voltage profile — lower absorption voltage than flooded or AGM — and will be permanently damaged by overcharging at voltages that AGM tolerates. Most marina shore power chargers and older alternator regulators are not gel-compatible without reprogramming, creating a real risk of invisible damage during charging. The cruising community's consensus recommendation is to choose AGM over gel if sealed lead-acid chemistry is preferred, because AGM is far more tolerant of the variable charging sources typical on a cruising boat.